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Practical guides on collecting payments with M-Pesa — STK Push, payment links, channels, pricing and API integrations. Written for Kenyan businesses and the developers who build for them.
Fortpesa API quickstart: take your first payment in minutes
Get an API key, send an STK Push, confirm the result — the shortest path from zero to a live M-Pesa payment, with working samples in cURL, JavaScript, Python and PHP.
What M-Pesa payments cost your business
The platform fee schedule is public: flat bands by amount, a free low band, then KES 3 from KES 10. What the tiers mean for your prices, your receipts and your margins.
Paybill, till or bank channel: choosing how your customers pay
Paybill, till number or bank deposit — Fortpesa\u2019s three channel types, how each one identifies the payer, and how to pick the right mix for how your business collects money.
STK Push vs payment links: which should you use?
Both settle into the same account and cost the same fee — the difference is entirely where the customer meets you. A practical comparison for Kenyan merchants choosing a collection flow.
How to accept M-Pesa payments on your website
Customers are ready to pay the moment they decide to buy. This guide walks through the two ways Fortpesa collects M-Pesa from your own site: STK Push prompts inside your checkout and shareable payment links.
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